VISA® Platinum
Beauty meets brains and the result is
exceptional purchasing power.
The VISA Platinum credit card is a popular choice if you are looking for a great low rate, no annual fee, and several convenient payment methods. Be smart with your credit!
What you should know:
- Low rate
- Same low interest rate for cash advances
- No annual fee
- Easy online access to your VISA account so you can make payments and make transfers to your checking account†
- Convenient payment protection and overdraft protection for your checking account with your VISA, available upon request†
- Local service from Achieva
- Quick replacement for lost or stolen cards†
- $500,000 travel accident insurance
- Verified by VISA online purchase protection
† Fees may apply.
Annual Percentage Rate
|
As low as 9.90%APR¹
|
| Grace Period² |
25 days |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Over Limit Fee³ |
None |
| Cash Advance Rate |
Same Rate as Purchases
|
| Late Fee |
$35 |
Method of Computing Balance
|
Adjusted Average Daily Balance
|
| Cash Advance & Balance Transfer Fee |
3% of advance or transfer to a $100 mo. max. |
¹ APR is annual percentage rate. APRs shown are available qualifying rates based on your credit qualification. APRs are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680 or see our online rates page.
² There is no Grace Period for Balance Transfers and Cash Advances. To avoid Finance Charges on new purchases and take advantage of the “Grace Period”, you must have paid your balance in full on the prior month billing statement by the “Payment Due Date” and pay the balance in full by the “Payment Due Date” on the current statement showing your new purchases.
³ An account over its limit must be reduced to its limit or below within the billing cycle in which it first exceeds the account limit to avoid a breach of the Account Agreement.
Click here to view the VISA Credit Card Agreement brochure.
