Emerald Cash Rewards VISA®
Get something back – and like it.
There may not be a pot of gold at the end of the rainbow, but with Achieva’s Emerald Cash Rewards VISA®, you’ll enjoy cash back at the end of the year when you use your credit card. Charge it and earn it!
How it works:
- Maintain an active Achieva checking account*
- Use your VISA card for qualified purchases throughout the year**
- Earn up to 2% cash rewards!
Earn cash rewards as follows: 1% cash back for the first $5,000 you spend on your VISA purchases throughout the year and 2% on purchases over $5,000.
- Rewards are calculated monthly at the end of each billing cycle, and accrue throughout the year.
- Earned cash rewards will be deposited into your Savings account every November – just in time for the holidays!
Other stuff you should know:
- Easy online access to your VISA account so you can make payments and make transfers to your checking account†
- Convenient payment protection and overdraft protection for your checking account with your VISA, available upon request†
- Local service from Achieva
- Quick replacement for lost or stolen cards†
- $500,000 travel accident insurance
- Verified by VISA online purchase protection
* An active checking account has at least five transactions during the VISA card billing cycle. Examples of transactions are direct deposits to account, checks written, ATM withdrawals, debit card transactions, automatic recurring electronic payments and bills paid using Achieva Online Bill Pay.
** A qualified purchase is a net retail purchase and excludes credits, returns and adjustments, cash advances, gift cards and monetary instruments’ purchases.
† Fees may apply.
Annual Percentage Rate
|
As low as 9.90%APR¹
|
| Grace Period² |
25 days |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Over Limit Fee³ |
None |
| Cash Advance Rate |
Same Rate as Purchases
|
| Late Fee |
$35 |
Method of Computing Balance
|
Adjusted Average Daily Balance
|
| Cash Advance & Balance Transfer Fee |
3% of advance or transfer to a $100 mo. max. |
¹ APR is annual percentage rate. APRs shown are available qualifying rates based on your credit qualification. APRs are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680 or see our online rates page.
² There is no Grace Period for Balance Transfers and Cash Advances. To avoid Finance Charges on new purchases and take advantage of the “Grace Period”, you must have paid your balance in full on the prior month billing statement by the “Payment Due Date” and pay the balance in full by the “Payment Due Date” on the current statement showing your new purchases.
³ An account over its limit must be reduced to its limit or below within the billing cycle in which it first exceeds the account limit to avoid a breach of the Account Agreement.
Click here to view the VISA Credit Card Agreement brochure.
